Commercial Insurance

GoldenTrust Insurance offers a variety of commercial insurance policies designed to protect Florida businesses from financial losses due to property damage, liability claims, and other operational risks.

What does this insurance cover?

Commercial Auto Insurance

Covers expenses for accidents involving company vehicles, including property damage and medical bills.

General Liability Insurance

Protects against claims for injuries or property damage that occur on your business premises.

Commercial Property Insurance

Helps businesses recover from damage or loss of assets due to covered events such as fires or storms.

Workers' Compensation

Covers medical costs and a portion of lost wages for employees who are injured or become ill on the job, as required by Florida law for companies with four or more employees.

What is not covered?

Intentional Damage

Deliberate damage caused by the insured or employees.

Acts of War or Terrorism

May require separate coverage.

Employee Dishonesty

Theft or fraud by employees may require a separate fidelity bond policy.

Key benefits

Commercial Auto Insurance

Covers expenses for accidents involving company vehicles, including property damage and medical bills.

General Liability Insurance

Protects against claims for injuries or property damage that occur on your business premises.

Commercial Property Insurance

Helps businesses recover from damage or loss of assets due to covered events such as fires or storms.

FAQs

Is workers' compensation insurance mandatory in Florida?

Yes, for companies with four or more employees, workers' compensation is generally required.

Can I bundle different commercial insurance policies?

Yes, bundling policies can often lead to cost savings and simpler management.

How do I determine the appropriate coverage amount for my business?

Consulting with a GoldenTrust agent can help you assess your business risks and recommend appropriate coverage levels.

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(305) 901-0601

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GoldenTrust Awards

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