Home Insurance

GoldenTrust Insurance offers home insurance policies in Florida that protect both the structure of the house and the personal belongings inside. These policies can also include liability coverage and medical expenses in case of injuries or legal issues occurring on the property.

What does this insurance cover?

Comprehensive Commercial Protection

Protection that covers your vehicles, property, and civil liability, helping to secure all aspects of your business.

Customized Policies

Personalization to meet the unique needs of different businesses.

Experienced Advisors

Agents with experience in identifying and mitigating industry-specific risks.

Liability Protection o Civil Liability Protection

Provides defense and protection if someone is injured on your property or if you cause damage to someone else’s property.

Coverage for living expenses

It covers additional living expenses if you need temporary relocation due to repairs or reconstruction after a covered loss, including rent, hotel stays, and meals.

What is not covered?

Flood Damage

Flooding is generally not covered. We recommend purchasing a separate flood insurance policy.

Earthquake Damage

Earthquake damage is generally excluded and requires a separate policy.

Maintenance Issues

It is clarified that maintenance issues are the responsibility of the homeowner.

Key benefits

Comprehensive Protection

Coverage extends from the home to personal belongings and liability protection.

Customizable Add-Ons

Options to add protections such as identity theft coverage and increased replacement cost for your home.

Expert Advice

Agents help determine the appropriate coverage based on the replacement cost of your home.

FAQs

Is homeowners insurance mandatory in Florida?

Although it is not a legal requirement, mortgage lenders usually require homeowners insurance to protect their investment.

How is the coverage amount determined?

It is based on the replacement cost of your home, meaning the amount needed to rebuild it in the event of a total loss.

Can I get discounts on my homeowners insurance policy?

Yes, GoldenTrust Insurance works with multiple insurers to find the best coverage at the best price, potentially offering discounts based on various factors.